About Flipping Frenzy com is your source for news information and commentary on Real Estate and Mortgage Fraud Suspect Fraud If you suspect real estate fraud is occurring in your area you must report it now Articles Our founder Ralph Roberts has written many eye opening articles about Real Estate and Mortgage Fraud Contact Ralph If you would like to talk with us about a Real Estate or Mortgage Fraud related matter please Categories Click for Info Search March S M T W T F S       Recent posts Recent comments on on on on on on on on on on Archives March As a part of Fraud Awareness Month some Toronto Ontario homeowners will awaken this morning to find Stolen Not for Sale signs planted in their front lawns The Consumers Council of Canada along with First Canadian Title is staging the event to warn homeowners that Canadas busy real estate season can be a breeding ground for real estate scams often costing homeowners as much as per case As most Flipping Frenzy readers know real estate title fraud can take several forms and it often starts with identity theft A basic scam can be as simple

What is Bankruptcy Canada? Toronto Bankruptcy in Canada is a legal proceeding that is available to a person to cope with a financial crisis One of the main purposes of bankruptcy is to afford the opportunity to a person who is hopelessly burdened with debt to free themselves from debt and get Fresh Start Who Is Eligible to File Bankruptcy Toronto? You must owe at least be years of age and be unable to meet regular payments to creditors as they become due Can I Choose Which Debts Are Included? No All debts must be included in the bankruptcy However some debts will survive the bankruptcy and they will still have to be paid Such as court fines things obtained by misrepresentation or fraud alimony or maintenance payments award of damages by a court for intentionally inflicting bodily harm or sexual assault student loans if bankruptcy is filed prior to or within years after the termination of studies Will My Creditors Stop harassing Me? Yes they will By law all actions against a person must cease once the bankruptcy documents are filed This does not apply to secured creditors such as banks holding for example a lien on a

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  Resource Centre Special Money Problems Find an Expert Near You Additional Resources Personal Bankruptcy in Canada If you are unable to pay your bills as they come due and is not an option you might find yourself in a situation where filing bankruptcy is your only alternative The concept behind personal bankruptcy in Canada is this you assign or surrender everything you own to a in exchange for the elimination of your unsecured debts Do I really lose everything? Technically everything that you own except items listed as is seized by the trustee and sold to repay your creditors The laws surrounding personal bankruptcy and bankruptcy exemptions vary by province What about my house? Like personal bankruptcy in Canada only deals with unsecured creditors Unless you have accumulated significant equity in your home it will probably be unaffected by your bankruptcy If you own a home make certain to discuss the disposition of your home in detail with your before filing for bankruptcy in Canada What about my car? If you have clear title to your car in the moment of filing for bankruptcy and the car is worth more than then you will be required to either pay

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