Bankruptcy Information





California Bankruptcy Law   California Bankruptcy info     Bankruptcy California Frequently Asked Questions Bankruptcy is a legal proceeding in which an individual who cannot pay his or her bills can get a fresh financial start The right to file for bankruptcy is provided by federal law and all bankruptcy cases are handled in federal court Filing bankruptcy immediately stops all of your creditors from seeking to collect debts from you at least until your debts are sorted out according to the law Bankruptcy may make it possible for you to Eliminate the legal obligation to pay most or all of your debts This is called a discharge of debts It is designed to give you a fresh financial start Stop foreclosure on your house or mobile home and allow you an opportunity to catch up on missed payments Prevent repossession of a car or other property or force the creditor to return property even after it has been repossessed Stop wage garnishment debt collection harassment and similar creditor actions to collect a debt Restore or prevent termination of utility service Allow you to challenge the claims of creditors who have committed fraud or who are otherwise trying to collect

California Bankruptcy Law San Jose Silicon Valley California   Bankruptcy Law Overview      This California bankruptcy law website will offer basic general information about filing bankruptcy in California including Chapter Chapter and Chapter cases It will address personal bankruptcy and corporate bankruptcy liquidation insolvency reorganizations debt consolidation credit after bankruptcy re establishing credit credit card debt foreclosures repossessions and garnishments taxes and bankruptcy discharge of debts as well as corporate bankruptcy involving asset liquidation and reorganization under Chapter Bankruptcy is often misspelled as bankruptsy bankrupsy or bankrupcy among other versions Bankruptcy Law      The above information will be divided into the following categories      The term bankruptcy itself is defined as being financially unable to pay one's debts as they become due or to have more debts than assets The word derives from a medieval term meaning broken table In towns where merchants sold their wares on tables the table of a non paying or defaulting merchant would be broken by those with whom he did business The Debtor      Bankruptcy is also the statutory procedure under federal law by which a person known as the debtor under goes a judicially supervised liquidation or reorganization for the benefit of those

                          Bankruptcy in Brief              a service of the Moran Law Group   Bankruptcy in California State law gives some twists to bankruptcy issues for Californians even though bankruptcy is controlled by federal law             California gives debtors a choice between the state law exemptions found in and a set of bankruptcy only exemptions in that mirror the bankruptcy code exemptions in the federal law when the California law was adopted Usually homeowners chose the state law exemptions with a generous homestead exemption for equity in a primary residence Renters or those with no equity in their homes chose the  CCP exemptions with its wild card or grub stake exemption for equity in any kind of property   More on   of California exemptions California is a community property state where property acquired by a married couple during marriage is community property belonging equally to both spouses unless they agree otherwise   The community  property is liable for the debts incurred by either spouse during the marriage Even if only one spouse files bankruptcy all of the community property becomes   Property of the estate if not claimed exempt is available to pay the

   Welcome to the U S Bankruptcy Court for the Southern District of California Although our court serves San Diego and Imperial counties you don't have to come to our courthouse in San Diego for the information you need A wealth of information is available on this Web site Explore our entire site Check the for the latest announcements or visit the to file new bankruptcy cases or pleadings The latest information is all here just as if you were at the Jacob Weinberger United States Courthouse Use our as a guide around our site     United States Bankruptcy Court for the Southern District of California Jacob Weinberger United States Courthouse West F Street San Diego CA       Last Updated January     The site makes use of the plug in and the video plug in This site is best viewed with Netscape Navigator Version or higher      

  Review a case file online     Review a Case File Online Our virtual file room provides easy access to case files Here's what we have online The Public Access to Court Electronic Records system is an electronic public access service that allows users to obtain case and docket information from Federal Appellate District and Bankruptcy courts and from the U S Party Case Index An alternative to the dial up PACER system PACER provides Internet access to all our dockets and images regardless of database Visit the online or call them at to register Note If you are already a PACER user then enter your ID and password The system currently has all cases that were active in or filed in and later For older case information you may need to use for now We'll keep you posted on the progress of our conversion efforts For cases outside the Southern District of California you may use the It contains information from most bankruptcy courts For registered agencies or individuals the standard charge of per page will be assessed for access to this service and these fees cannot be waived by our for ECF filers ^ Case file not



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