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Jump to   NEWS LIFE & ARTS COMMENTARY P I ANYWHERE MARKETPLACE OUR AFFILIATES Tuesday May Payday loans offer fast help at a price Critics say lenders prey on the poor and desperate By SEATTLE POST INTELLIGENCER INVESTIGATIVE REPORTERFour days before payday Christi was in a familiar place broke and facing so many bills that the lure of emergency cash was hard to resist Her old solution had been to walk down the street to a payday loan shop write a postdated check for and leave with to hold her until she got paid But that temporary fix came with a high price a staggering annualized interest rate of percent on a two week loan She took out one loan to cover another and soon had six loans with fees of a month It was always the same If I didn't have money I would go said the year old South Seattle woman who agreed to be interviewed if her last name wasn't used The payday lending industry says it provides a needed service to middle class borrowers facing temporary cash crunches But a Seattle Post Intelligencer analysis reveals that payday loan companies locate near the poor blacks such as

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