Bankruptcy Information





          Federal Bankruptcy Exemptions Homestead Life insurance policy with loan value in accrued dividends or interest per item in any household goods up to a total of ; Jewelry Motor vehicle Personal injury compensation payments Tools of trade books and equipment Wild Card of any property unused portion of homestead to may be applied to any property NOTE These are the major bankruptcy exemptions Check with your bankruptcy lawyer for a full exemptions list Homesteads The exemption for a homestead is limited to if the property was acquired within the previous day The cap is not applicable to any interest transferred from a debtor's previous principal residence ; The value of the state homestead exemption is reduced by any addition to the value brought about on account of a disposition of nonexempt property made by the debtor during the years prior to the bankruptcy filing An absolute homestead cap applies if either the court determines that the debtor has beeen convicted of a felony demonstrating that the filing of the case was a abuse of the provision of the Bankruptcy Code; or the debtor owes a debt arising from a violation of federal or state

   Personal Bankruptcy Information     Your online reference source for bankruptcy           Federal Exemption Set     If you live in a you may choose the following federal exemptions as opposed to your state exemptions Married couples may double all exemptions ASSET EXEMPTION DESCRIPTION LAW SECTION Homestead Real property including co op or mobile home to ; unused portion of homestead to may be applied to any property Insurance Disability illness or unemployment benefits   Life insurance payments for persons who depend on debtor needed for support   Life insurance policy with loan value in accrued dividends or interest to   Unmatured life insurance contract except credit insurance policy Miscellaneous Alimony child support needed for support                                                                             Bankruptcy Information is believed reliable but accuracy and completeness are not guaranteed Nothing in this web site is intended as or should be used as a substitute for professional financial or legal advice © Bankruptcy Information All Rights reserved Portions of

U S Bankruptcy Code Exemptions Section as amended A list of Other Web Sites Written or Edited by Attorney Mory Brenner FAQs examining the debt itself personal issues and many resolution options including workouts payment and bankruptcy Sites for debtors on bankruptcy workouts credit counseling IRS credit rebuilding and more US UK and Canada   Links to residential lenders and mortgage brokers throughout the United States offering loans to borrowers with credit problems bankruptcy or foreclosures on their credit report and available Links to lenders and finance companies throughout the United States offering refinancing new or used car loans to borrowers with credit problems bankruptcy or foreclosures on their credit report Includes a and For information on retaining or consulting with Attorney Brenner please visit the page This material may be considered advertising under the rules of the Supreme Judicial Court of Massachusetts Web site design by Mory Brenner This page and all contents are Copyright © by North Street Suite Pittsfield Massachusetts The most recent update of this page occurred on

  State Bankruptcy Exemption Choices Alabama State Only Alaska State Only Arizona State Only Arkansas State or Federal California State Only Colorado State Only Connecticut State or Federal Delaware State Only Florida State Only Georgia State Only Hawaii State or Federal Idaho State Only Illinois State Only Indiana State Only Iowa State Only Kansas State Only Kentucky State Only Louisiana State Only Maine State Only Maryland State Only Massachusetts State or Federal Michigan State or Federal Minnesota State or Federal Mississippi State Only Missouri State Only Montana State Only Nebraska State Only Nevada State Only New Hampshire State Only New Jersey State or Federal New Mexico State or Federal New York State Only North Carolina State Only North Dakota State Only Ohio State Only Oklahoma State Only Oregon State Only Pennsylvania State or Federal Rhode Island State or Federal South Carolina State Only South Dakota State Only Tennessee State Only Texas State or Federal Utah State Only Vermont State or Federal Virginia State Only Washington State or Federal West Virginia State Only Wisconsin State or Federal Wyoming State Only Web Sites Written or Edited by Attorney Mory Brenner FAQs examining the debt itself personal issues and many resolution options including

                            Bankruptcy in Brief              a service of the Moran Law Group   States allowing use of bankruptcy exemptions The following states allow the use of the federal bankruptcy exemptions found in Arkansas Connecticut District of Columbia Hawaii Massachusetts Michigan Minnesota New Jersey New Mexico Pennsylvania Rhode Island South Carolina Texas Vermont Washington Wisconsin For states not listed here you need to consult state law to know what property can be exempted in bankruptcy   N Shoreline Blvd Suite Mt View  CA         ©  Moran Law Group   



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