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Facts for Consumers Knee Deep in Debt Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You’re not alone Many people face a financial crisis some time in their lives Whether the crisis is caused by personal or family illness the loss of a job or overspending it can seem overwhelming But often it can be overcome Your financial situation doesn’t have to go from bad to worse If you or someone you know is in financial hot water consider these options realistic budgeting credit counseling from a reputable organization debt consolidation or bankruptcy Debt negotiation is yet another option How do you know which will work best for you? It depends on your level of debt your level of discipline and your prospects for the future Self Help Developing a Budget The first step toward taking control of your financial situation is to do a realistic assessment of how much money you take in and how much money you spend Start by listing your income from all sources Then list your “fixed” expenses — those that are the
A service of The Law Offices of Lauren Ross Burbank CA Located in the San Fernando Valley FREE Office Consultation San Fernando Valley Bar Association When personal financial problems come up many concerns arise This site is designed to answer your questions If you do not find an answer to your particular issue we can answer all of your questions either by or at a consultation with an experienced bankruptcy attorney Look through this site for answers to your bankruptcy questions There is also valuable information on your rights as a creditor Just go to our We provide accurate information so you can make an informed choice regarding your financial future Common Bankruptcy Questions and Answers How will the new bankruptcy law affect me? What can bankruptcy do for me? What about delinquent taxes? What about spousal support & child support? How do I stop creditor calls? Can I keep my house? Can I keep my car? Can I keep the money in my bank account? Will bankruptcy ruin my credit? How long before I can get credit again? Can I keep my credit cards? Can I get fired for filing bankruptcy? I filed bankruptcy several years ago what
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