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The Armstrong Law Firm Dallas Bankruptcy Attorneys THE NEW BANKRUPTCY LAWS WILL AFFECT YOUR RIGHTS On April President Bush signed into law a new set of bankruptcy statutes Some of the provisions took effect immediately but most changes will become effective on October Under the new bankruptcy law it may be more difficult for some people to eliminate their debts through Chapter But some people will benefit by waiting to file until the new law goes into effect If you are considering filing bankruptcy prior to October th be sure that your attorney analyzes your situation under both the existing law and the new law You need to know what the effect will be in your situation in order to make an informed decision The analysis of your situation requires a detailed review of your income and expenses The brief overview of the new law on this web site is not a substitute for counsel from an experienced bankruptcy attorney We strongly encourage you to get legal advice for your personal situation The following are some of the changes that the new law will require These changes affect all cases filed on or after October QUALIFICATION FOR CHAPTER MEANS TESTING
Polk Law Dallas Consumer Bankruptcy Lawyers The Polk Law Firm Bankruptcy is about starting over It is about ending the debt collector calls and putting the credit burden behind you Bankruptcy Attorneys in Dallas have prepared this site to help you get the bankruptcy information you need and find a bankruptcy Lawyer If consumer credit card debt has you buried if creditors are calling at all hours if you have been threatened with lawsuits and other collection activities you will find comprehensive information in this bankruptcy site to help you This site is about credit management debt relief Chapter Liquidation Bankruptcy and Chapter Wage Earner Bankruptcy It is not a billboard We are bankruptcy lawyers who are specializing in helping consumers with credit debt Chapter Straight Bankruptcy and Chapter Wage Earner Bankruptcy Feel no shame do not feel guilty credit card companies are making billions off of credit cards Americans are taught from early on to want and consume goods and services Then life events get turned around Bad times come Loss of job business or spouse can cause you to loose financial control This is not your fault BANKRUPTCY IS ABOUT STARTING OVER
Tuesday March If foreclosure is looming might I be better off just selling my house? If foreclosure is looming might I be better off just selling my house? You're better off selling the house than having it go to foreclosure As a general rule if you can find a buyer who will offer to pay at least what you owe your lender take the offer If the offer is for less than the amount you owe your lender your lender can block the sale But many lenders will agree to a short sale where the sale brings in less than you owe the lender and the lender agrees to forego the rest Some lenders require documentation of any financial or medical hardship you are experiencing before agreeing to a short sale My utility bill was huge because of a very cold winter Do I have to pay it all at once? Maybe not Many utility companies offer customers an amortization program This means that if your bills are higher in certain months than others the company averages your yearly bills so you can spread out the large bills Also if you are elderly disabled or have a low income you
Texas Bankruptcy Lawyer Specializing in Business Bankruptcy and Consumer Bankruptcy I Want To Help You STOP FORECLOSURESSTOP REPOSSESSIONSSTOP WAGE GARNISHMENTS STOP BACK TAXESSTOP CREDITOR HARASSMENT Mr Hercules is a Texas bankruptcy lawyer who is experienced in helping businesses and persons with the above creditor problems With years of experience in bankruptcy law he has successfully represented more than debtors for whom he has filed the following types of cases Mr Hercules has also represented clients in adversary cases which are lawsuits filed with the Bankruptcy Courts Many bankruptcy attorneys do not represent clients in adversary cases Mr Hercules is a Dallas bankruptcy lawyer who has three college degrees a B S in Accounting; a Juris Doctor Law Degree; and a Master of Law in Tax He was an IRS trial attorney before entering in to private practice For more than years he has earned Martindale Hubbell's AV rating the highest rating bestowed on attorneys for their professional knowledge ability and ethical standards in the practice of law He is easy to talk to and enjoys helping people Mr Hercules has handled Chapter business bankruptcy cases in Texas Illinois Missouri North Carolina and Alabama aggregating more than in assets and liabilities
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