How Do I File For Bankruptcy? The information below is from the Oregon State Bar's Tel law service a collection of recorded legal information messages prepared by the lawyers of Oregon In addition to being online the Tel law service is accessible by telephone at or toll free in Oregon only A touch tone phone allows direct access hours a day days a week To receive a free Tel law brochure listing the subjects available call ext The following information regarding filing for bankruptcy is brought to you as a public service by the lawyers of the State of Oregon The material presented is general legal information intended to alert you to possible legal problems and solutions When you do not have a steady income to enable you to pay off debts and retain assets you may choose a straight liquidation bankruptcy under Chapter Chapter does provide you the opportunity to avoid almost all of your debts without making any future payments on those debts It also prevents future collection efforts by your creditors However Chapter will not allow you to discharge certain debts like fraud or deliberate injury will not allow you to keep certain property and will

NBC NEWS • Advertisement    RESOURCE GUIDE• • • • • • • Sponsors Atkins Nutritionals files for bankruptcyCompany has been hurt by waning popularity of its namesake diet FREE VIDEO • Aug The company that makes Atkins diet products has filed for Chapter and as NBC's Bob Faw reports that may signal the end of fad diets Nightly News    Most Popular• Most Viewed• Top Rated• Most E mailed• • • • • • • • • • • • • • • • • • Updated p m ET Aug NEW YORK Atkins Nutritionals Inc the company that promoted low carb eating into a national diet craze filed for bankruptcy court protection Sunday a company spokesman said Atkins has been hurt by waning popularity of its namesake diet which focuses on eliminating carbohydrates such as bread and pasta to shed weight The diet became one of the most popular in U S history spawning a virtual cottage industry of low carb regimens †but also drew criticism from experts for its focus on fatty foods and low fruit and vegetable consumption A hearing on the prearranged Chapter filing was scheduled for Monday in U S Bankruptcy Court

From the 'Lectric Law Library's stacks Bankruptcy Questions Basic Information amp Answers * WHAT IS BANKRUPTCY? Bankruptcy is a legal procedure designed both to protect an individual or business that can't meet its financial obligations and to protect the creditors involved To begin the process proper papers must be filed There are specific chapters of the federal bankruptcy law Proceedings under Chapter Seven involve taking most of the borrower's property The court appoints a trustee to sell off the assets and distribute the cash among the creditors Proceedings under Chapter Thirteen involve the borrower proposing a plan for repaying a portion of the debt in installments from the borrower's income Chapter Eleven of the federal Bankruptcy Act is generally used by corporations and not by consumer debtors Its proceedings are expensive and complex Consumer debtors normally use Chapter Seven or Chapter Thirteen Once the bankruptcy proceeding ends the borrower is no longer liable This occurs when the bankruptcy court enters a discharge order in a Chapter Seven case or the borrower has paid the debts due to the credit grantors according to a plan in a Chapter Eleven or a Chapter Thirteen case In legal terms the court has

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